Wealth Management Services Anglesey

Before we make any of investment recommendations, we will need to spend a little time getting to know you and understand about your current financial situation, your financial objectives and the long term financial goals you would like to achieve.

We take into account your attitude and tolerance to investment risk, which is important to the overall success of any investment plan. Our financial risk assessment enables us to reliably determine your overall thoughts to investing your money, a process that we will review many times throughout your investment journey.

After risk analysis we will then create the most effective combination of investments from the various asset classes that are currently available, to meet your investment objectives and to achieve the best return within your acceptable level of risk. Our asset and fund recommendations are based on ongoing research and robust investment processes and methodology.

Getting your asset allocation right, and keeping it right is a key ingredient.

The impact of tax liabilities on any investments is also a very important part of our investment advice, we are fully conversant with how different tax rules can affect different types of investment. Our aim is to help you make the most of your tax allowances, constructing a portfolio in the most tax efficient manner – to minimise your tax liability.

We will create a portfolio that is tailored to your own personal needs and the goals that have the most effective combination of investments from the various asset classes (cash, bonds and stocks).

By using investment platforms as a portal to the investment market, we can access thousands of different investments, this allows us to manage your money for maximum potential returns.

We keep track of your portfolio, pro-actively assessing whether any adjustments should be made at this time and strive to identify any new investment opportunities for you.

Once we have all agreed with the investment recommendations, we will then organise the set-up and transfer of your money to the chosen fund provider. We will work closely with the specialist fund managers where your money is invested, and keep you informed as to how your investments are performing on a regular basis.

In a nutshell, we can always answer the questions that every investor wants to know:

• How much is my investment portfolio worth?
• How well is my portfolio performing?
• What do I need to do next?

We build a long-term partnership with you, so that we can continually tailor and adapt your portfolio to deal with anything that life throws at you. You’ll hear from us on a regular basis, and we will always keep your affairs private and confidential.

Keeping track of your portfolio can be problematic at times, which is why we provide easy-to-digest, real-time performance reports which contain details of all your investments. We monitor the performance of the funds that you are invested in, together with any changes to their managers, and with your agreement make recommendations on wealth management of your funds when we feel it is appropriate to do so, ensuring that it remains in line with the agreed investment strategy.

We can also provide you with valuations and tax reports for your accountant.