About Us

Life’s Financial Decisions Can Be Overwhelming. We Make Them Simpler.

You might be here because something’s changed. A new job. A house move. A growing family. Retirement approaching. Or maybe it’s just time to get your finances in order. Whatever brought you here, you’re in the right place.

At Innes Reid, we help you navigate the big and small financial decisions in life, so you can stop worrying about money and start focusing on what really matters. As a team of Independent Chartered Financial Planners based in Chester, we’ve been helping clients across the UK make smarter financial decisions for over 25 years.

Sound Familiar?

“I don’t know if I’m saving enough for retirement.”
We’ll help you understand what a good retirement looks like for you, and how to build a financial plan that gets you there with expert, independent retirement advice tailored to your goals.

“I’ve got pensions and investments all over the place.”
We untangle the admin, streamline your portfolio, and help you make smarter decisions providing trusted pension and investment advice that puts you in control.

“I want to make sure my family is protected.”
From life cover to income protection, we offer tailored family financial planning to give you peace of mind that your loved ones are secure.

“I want to start investing, but I don’t know where to begin.”
We’ll take the time to understand your goals and risk profile, then guide you with clear, informed advice plus ongoing support to manage and grow your portfolio.

“I’m worried about inheritance tax or leaving a legacy.”
We’ll help you protect your wealth with smart, compliant inheritance tax planning, so more of your money ends up with the people you care about, not the taxman.

“I just want someone I can trust to look after it all.”
That’s exactly what we do. We offer ongoing, independent financial advice that evolves as your life changes, from your first investment to your final legacy.

Real Advice. Real People. Real Peace of Mind.

We’re not here to confuse you with jargon. We’re here to give you clarity, confidence, and control over your financial future.

As Chartered Financial Planners the highest qualification in UK financial advice we’re held to the most rigorous standards of professionalism, ethics, and knowledge.

Why our clients choose us:

✅ Independent advice that puts you first
We’re not tied to any providers, which means we can recommend what’s truly right for you. It’s impartial, trusted advice that puts you first every single time.

✅ Chartered advice
We hold ourselves to the highest of ethical standards and driven with a clear and succinct purpose: to always deliver a positive outcome in everything that we do.

✅ We take the time to understand you
Your goals, your challenges, your dreams. Whether it’s retirement planning, investing, or estate management, we tailor everything around you.

✅ We’re local and approachable
Looking for a local financial adviser in Chester? We’re real people, right here in your community and always happy to meet face-to-face or virtually.

No More “I’ll Sort It Later”

Life gets busy, and financial planning often falls to the bottom of the list. But the sooner you start, the greater the benefits and we’re here to make it as easy as possible.

We remove the stress by:

• Listening to what really matters to you
• Giving clear, jargon-free advice
• Creating a plan that works now and evolves with you
• Taking care of all the paperwork
• Being by your side when life changes (because it will)

Clients Trust Us Because:

We build long-term relationships
Many of our clients have been with us for 10, 15, even 20+ years. We often advise their children and grandchildren too.

We’re clear and transparent
No hidden fees. No unexpected costs. Just straightforward advice and pricing from day one.

We’ve got your back
From building your pension to protecting your estate, we’re with you for the long haul, through every milestone.

We attract and retain the best advisers
Our advisers aren’t just highly qualified, they’re deeply experienced, with many team members at Innes Reid for over a decade.

We’re award-winning

The First Step? Just Talk to Us.

You don’t need to have all the answers. You just need to start the conversation.

Whether you need help with retirement planning, pensions and investments, inheritance tax, or simply want to get your finances in order we’re ready to help.

Talk to our team today to arrange your free one-hour consultation. Its a great opportunity for you to have a personal conversation face-to-face or online with a financial planner. You may come away with a clearer understanding of your circumstances and a welcome reassurance moving forward.

Call our team: 01244 347 583 | Send an email: info@innesreid.co.uk | Send a message

Stay in-touch: subscribe to our latest insights and follow us on Facebook, Instagram or LinkedIn